/* Bank Homepage Template — matches Bank Hero Slider palette
   Navy: #0b2545 / #13355e   Gold: #d4af6a   Light bg: #f6f8fb
*/

.bht-home {
    --navy: #0b2545;
    --navy-light: #13355e;
    --gold: #d4af6a;
    --gold-light: #e8c98a;
    --bg-light: #f6f8fb;
    --text-dark: #1c2b3a;
    --text-muted: #5a6b7d;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    color: var(--text-dark);
    overflow-x: hidden;
}

.bht-home * { box-sizing: border-box; }

.bht-container {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ---------- HERO ---------- */
.bht-hero { width: 100%; }

/* ---------- STATS BAR ---------- */
.bht-stats {
    background: var(--navy);
    padding: 40px 0;
}
.bht-stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    text-align: center;
}
.bht-stat { display: flex; flex-direction: column; gap: 6px; }
.bht-stat-number {
    font-size: clamp(24px, 3vw, 34px);
    font-weight: 700;
    color: var(--gold);
}
.bht-stat-label {
    font-size: 13px;
    letter-spacing: 0.03em;
    color: rgba(255,255,255,0.8);
    text-transform: uppercase;
}

/* ---------- SECTION HEAD ---------- */
.bht-section-head { max-width: 640px; margin: 0 auto 48px; text-align: center; }
.bht-eyebrow {
    display: inline-block;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    font-size: 12px;
    font-weight: 700;
    color: var(--gold);
    margin-bottom: 14px;
    padding-bottom: 6px;
    border-bottom: 2px solid var(--gold);
}
.bht-section-head h2 {
    font-size: clamp(24px, 3vw, 34px);
    font-weight: 700;
    color: var(--navy);
    margin: 0 0 12px;
}
.bht-section-head p { color: var(--text-muted); font-size: 16px; line-height: 1.6; margin: 0; }
.bht-section-head--light h2 { color: #fff; }
.bht-section-head--light p { color: rgba(255,255,255,0.75); }

/* ---------- SERVICES ---------- */
.bht-services { padding: 90px 0; background: #ffffff; }
.bht-services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}
.bht-service-card {
    background: var(--bg-light);
    border: 1px solid #e6ebf1;
    border-radius: 10px;
    padding: 36px 30px;
    transition: transform 220ms ease, box-shadow 220ms ease;
}
.bht-service-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 32px rgba(11,37,69,0.08);
}
.bht-service-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--navy);
    color: var(--gold);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 22px;
}
.bht-service-card h3 { font-size: 20px; font-weight: 700; color: var(--navy); margin: 0 0 10px; }
.bht-service-card p { color: var(--text-muted); font-size: 15px; line-height: 1.6; margin: 0 0 18px; }
.bht-link-arrow {
    color: var(--navy);
    font-weight: 700;
    font-size: 14px;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: gap 200ms ease, color 200ms ease;
}
.bht-link-arrow:hover { gap: 10px; color: var(--gold); }

/* ---------- FEATURES ---------- */
.bht-features { padding: 90px 0; background: var(--navy); background: linear-gradient(160deg, var(--navy) 0%, var(--navy-light) 100%); }
.bht-features-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}
.bht-feature-card {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 10px;
    padding: 28px 24px;
    text-align: left;
}
.bht-feature-icon {
    color: var(--gold);
    margin-bottom: 16px;
}
.bht-feature-card h4 { color: #fff; font-size: 17px; font-weight: 700; margin: 0 0 8px; }
.bht-feature-card p { color: rgba(255,255,255,0.72); font-size: 14px; line-height: 1.6; margin: 0; }

/* ---------- CTA BANNER ---------- */
.bht-cta { padding: 70px 0; background: var(--bg-light); }
.bht-cta-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
    flex-wrap: wrap;
    background: #ffffff;
    border: 1px solid #e6ebf1;
    border-radius: 14px;
    padding: 48px;
}
.bht-cta-inner h2 { font-size: clamp(22px, 2.6vw, 28px); color: var(--navy); margin: 0 0 10px; font-weight: 700; }
.bht-cta-inner p { color: var(--text-muted); margin: 0; font-size: 15px; max-width: 480px; }
.bht-btn {
    flex-shrink: 0;
    display: inline-block;
    background: var(--gold);
    color: var(--navy);
    font-weight: 700;
    font-size: 15px;
    padding: 16px 36px;
    border-radius: 4px;
    text-decoration: none;
    transition: background 200ms ease, transform 200ms ease;
}
.bht-btn:hover { background: var(--gold-light); transform: translateY(-2px); color: var(--navy); }

/* ---------- RESPONSIVE ---------- */
@media (max-width: 992px) {
    .bht-services-grid { grid-template-columns: repeat(2, 1fr); }
    .bht-features-grid { grid-template-columns: repeat(2, 1fr); }
    .bht-stats-grid { grid-template-columns: repeat(2, 1fr); row-gap: 32px; }
}

@media (max-width: 600px) {
    .bht-services-grid { grid-template-columns: 1fr; }
    .bht-features-grid { grid-template-columns: 1fr; }
    .bht-stats-grid { grid-template-columns: repeat(2, 1fr); }
    .bht-services, .bht-features { padding: 60px 0; }
    .bht-cta-inner { padding: 32px; flex-direction: column; align-items: flex-start; }
    .bht-btn { width: 100%; text-align: center; }
}